Anthony G. - Cedar Grove, NJ
LendingTree is quick, easy and I am able to compare offers side-
by-side, so I can decide which offer is best for me. I have
definitely recommended LT to friends and family.
Start your loan request today!
An important thing to always remember is that your assets
will never be at risk if you make your repayments.
- What is a Secured Loan?
Secured loans are easier to obtain than an unsecured loan because the secured loan lender has the added benefit of security which provides protection in the event of a customer's inability to repay the secured loans amount. This also means that individuals who are self employed, have a new job or who have very bad credit can still take out a secured loan. They are also useful for bigger amounts of money or where the customer requires a longer repayment period in which to repay the loan.
How it Works
Fill out our simple form
Answer the Phone
Decision Time
Crossing the Ts
The Final Stage
Get your Money!
The entire process, from filling out our form to receiving your money, can take as little as a week.
I hear lots about APR mentioned with secured loans. what does it mean ?
Lenders charge interest on the secured loans amount you borrow, which is referred to as the Annual Percentage Rate (APR). The amount you can borrow, the payment term's available and the APR will all depend upon the equity you have in your property, the lender's view of your ability to repay the loan and your own personal circumstances.
Subject to your circumstances, you may be able to borrow up to 125% of the property value. The APR's quoted by the lender will usually be typical rates, and these act as a guide only as the exact rate offered will be on an individual basis.
Lenders charge interest on the secured loans amount you borrow, which is referred to as the Annual Percentage Rate (APR). The amount you can borrow, the payment term's available and the APR will all depend upon the equity you have in your property, the lender's view of your ability to repay the loan and your own personal circumstances.
Subject to your circumstances, you may be able to borrow up to 125% of the property value. The APR's quoted by the lender will usually be typical rates, and these act as a guide only as the exact rate offered will be on an individual basis.
Consolidate your debts
Secured loans are a very easy way to pay off all of your existing debts, so why struggle with lots of different payments to different lenders, when you can consolidate it all into one simple, affordable monthly repayment. For other possible debt solutions we recommend that you visit IVA.net. They are a great resource for anyone with debt issues.Are you sure you need a secured loan? A remortgage may work for you.
Flexible repayment periods
Borrow between £10,000 and £100,000 - and choose between 5 and 25 years to pay
Poor or bad credit accepted !
Even if you have severe credit problems, CCJ's or consider yourself to be "black listed" we can still help you at some very competitive rates.No fees !
You can rest assured that the processing of your request contains no hidden fees.
Self employed welcome
You need not worry if you are self employed as we can still offer secured loans to those whom work for themselves