How Loans Work

Getting a secured loan using our services is as easy as following this simple guide:

  1. Fill out the online form
    Take a minute to fill out our quick and easy Secured Loan Application Form. We will then take this information and compare the available products across the entire market by cross-referencing our database of the best UK lenders to find you the best deal.
  2. Answer the Phone
    Next you will receive a phone call from one of our friendly customer service representatives who will be able to guide you through the process whilst answering any questions you may have.
  3. Decision Time
    At this point we should be able to tell you if you meet the requirements of the loan provider. However, because this is a secured loan and you are offering your home as security, it may be necessary for the loan provider to check the value of your property.
  4. Dotting the I’s and Crossing the T’s
    When your secured loan application has been accepted you will immediately be sent some paperwork to fill out. At this time, you may also need to provide some proof of identity and proof of income in the form of recent pay slips.
  5. The Final Stage
    Once all the paperwork and documentation is sent back, your lender will process your loan.
  6. Get your Money!
    The money will then be transferred to your account and you can spend it as you wish.

The entire process, from filling out the initial form to receiving your money, can take as little as a week.

For more information on any of these steps or second charge loans in general, please contact us at the earliest opportunity.